A covered claim is $18,500 and the deductible is $2,500. What amount remains after the deductible in this study problem?
Correct Answer
B) $16,000.
The remaining claim amount after deductible is $18,500 - $2,500 = $16,000.
Why This Is the Correct Answer
The remaining claim amount after deductible is $18,500 - $2,500 = $16,000.
Why the Other Options Are Wrong
Option A: $2,500.
$2,500. is below the supported result for deductible; it likely omits allowance, conversion, coverage, or final round-up.
Option C: $18,500.
$18,500. is above the supported result for deductible; it likely double-counts allowance, uses the wrong unit, or rounds too early.
Option D: $21,000.
$21,000. is above the supported result for deductible; it likely double-counts allowance, uses the wrong unit, or rounds too early.
Memory Technique
Deductible cart for Practicing Insurance-Claim: remaining first, claim second, whole units last.
Reference Hint
Study anchor (closed-book): memorize Deductible from CSLB Law and Business Study Guide; California Civil Code mechanics. / CSLB Law and Business Study Guide insurance basics; know the rule or calculation trigger without relying on exam-room lookup.
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