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A company truck backs into a parked vehicle while delivering materials. Which coverage area should be checked first?

Correct Answer

A) Commercial auto.

Vehicle accidents involving company vehicles generally point first to commercial auto coverage.

Answer Options
A
Commercial auto.
B
General liability for third-party property damage, without reviewing the vehicle coverage.
C
Builder risk for materials stored at the jobsite.
D
Workers' compensation for the driver injury exposure.

Why This Is the Correct Answer

Vehicle accidents involving company vehicles generally point first to commercial auto coverage.

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