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A project has a contract value of $850,000 with 10% retainage. If the contractor has submitted applications totaling $680,000 and received payments of $550,000, what is the total amount currently being retained?

Correct Answer

B) $68,000

Retainage is calculated on approved applications, not payments made. With $680,000 in submitted applications and 10% retainage, the retained amount is $680,000 × 0.10 = $68,000.

Answer Options
A
$55,000
B
$68,000
C
$85,000
D
$130,000

Why This Is the Correct Answer

Retainage is calculated based on the value of work applications submitted and approved, not on the actual payments received. The contractor has submitted applications totaling $680,000, and with a 10% retainage rate, the owner retains $68,000 from these applications. The difference between applications submitted ($680,000) and payments received ($550,000) confirms this calculation, as $680,000 - $68,000 = $612,000 should be paid, but only $550,000 has been received so far.

Why the Other Options Are Wrong

Option A: $55,000

$55,000 would be 10% of the payments received ($550,000), but retainage is calculated on applications submitted, not payments made

Option C: $85,000

$85,000 would be 10% of the total contract value ($850,000), but retainage is only calculated on work actually performed and submitted for payment

Option D: $130,000

$130,000 represents the difference between applications submitted and payments received ($680,000 - $550,000), but this includes both retainage and any unpaid approved amounts

Memory Technique

Remember 'ART': Applications × Rate = Total retainage. Retainage is always calculated on Applications submitted, not on payments Received or Total contract value.

Reference Hint

Florida Building Code - Administrative Chapter 1, Section on Construction Contracts and Payment Procedures

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