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Under California law, when must a contractor provide a certificate of insurance to a property owner for residential construction projects valued over $500?

Correct Answer

D) Before commencement of work

Business and Professions Code Section 7071.9 requires contractors to provide proof of workers' compensation insurance and general liability insurance before commencing work on residential projects over $500. The certificate must show coverage amounts and policy periods. Failure to provide this documentation can result in license discipline and civil penalties.

Answer Options
A
Within 7 days of project completion
B
Within 48 hours of contract signing
C
Only if specifically requested by the owner
D
Before commencement of work

Why This Is the Correct Answer

Business and Professions Code Section 7071.9 requires contractors to provide proof of workers' compensation insurance and general liability insurance before commencing work on residential projects over $500. The certificate must show coverage amounts and policy periods. Failure to provide this documentation can result in license discipline and civil penalties.

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