A Hawaii licensee is reviewing a candidate asks whether a Hawaii mortgage passes title to the mortgagee. What is the best answer?
Correct Answer
D) A mortgage creates a lien as security for the obligation and does not pass title
HRS 506-1 provides that a mortgage of real property or fixtures creates a lien only as security and is not deemed to pass title. Source basis: Hawaii DCCA PSI state outline hi.VII Financing plus official HRS chapters 506 and 667; checked 2026-04-30.
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