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USPAPHARD15% of exam

An appraiser is asked to complete an assignment where the scope of work includes only a drive-by inspection and use of automated valuation model data. The appraiser should:

Correct Answer

B) Accept if the scope of work is appropriate for the intended use

The Scope of Work Rule allows for varying levels of investigation as long as the scope is appropriate for the intended use and produces credible results. A limited scope may be acceptable depending on the assignment requirements.

Answer Options
A
Decline the assignment as it violates USPAP
B
Accept if the scope of work is appropriate for the intended use
C
Require a full interior inspection before accepting
D
Accept only if it's classified as a Restricted Appraisal Report

Why This Is the Correct Answer

The Scope of Work Rule allows for varying levels of investigation as long as the scope is appropriate for the intended use and produces credible results. A limited scope may be acceptable depending on the assignment requirements.

Why the Other Options Are Wrong

Option A: Decline the assignment as it violates USPAP

Option A is incorrect because USPAP does not prohibit limited scope assignments. The Scope of Work Rule specifically allows for varying levels of investigation as long as they are appropriate for the intended use and can produce credible results. A drive-by inspection with AVM data may be perfectly acceptable for certain assignment types.

Option C: Require a full interior inspection before accepting

Option C is wrong because USPAP does not require a full interior inspection for all appraisal assignments. The Scope of Work Rule allows appraisers to determine the appropriate level of investigation based on the intended use. Requiring an interior inspection in all cases would contradict the flexibility that USPAP provides.

Option D: Accept only if it's classified as a Restricted Appraisal Report

Option D is incorrect because the scope of work described does not automatically require a Restricted Appraisal Report. The type of report (Self-Contained, Summary, or Restricted) is determined by the intended use and intended users, not by the inspection type or data sources used in the valuation process.

SCOPE Framework

S-uitable for intended use, C-redible results required, O-pen to various methods, P-rofessional judgment key, E-valuate assignment needs

How to use: When you see scope of work questions, remember SCOPE: check if the proposed scope is Suitable for the intended use and can produce Credible results, rather than looking for rigid procedural requirements.

Exam Tip

Focus on whether the scope matches the intended use rather than memorizing required procedures - USPAP emphasizes appropriateness and credibility over specific methodologies.

Common Mistakes to Avoid

  • -Thinking USPAP requires specific procedures for all assignments
  • -Confusing scope of work requirements with report type requirements
  • -Assuming limited scope automatically violates USPAP standards

Concept Deep Dive

Analysis

This question tests understanding of USPAP's Scope of Work Rule, which is fundamental to appraisal practice. The Scope of Work Rule requires that the scope of work be appropriate for the intended use of the appraisal and must produce credible results. It does not mandate specific procedures like interior inspections or particular report types, but rather emphasizes that the appraiser must determine what level of investigation is necessary based on the assignment's purpose. The rule allows for flexibility in appraisal methodology as long as the chosen scope can reasonably support the conclusions and meet the client's needs.

Background Knowledge

USPAP's Scope of Work Rule requires that the scope of work be appropriate for the intended use and produce credible results, but it does not prescribe specific procedures or methodologies. The rule emphasizes that appraisers must use professional judgment to determine what level of investigation is necessary based on the assignment's complexity, intended use, and other relevant factors.

Real-World Application

In practice, drive-by appraisals with AVM support are commonly used for mortgage monitoring, portfolio reviews, or tax assessment challenges where full interior access isn't necessary and the intended use doesn't require that level of detail.

Scope of Work Ruleintended usecredible resultsUSPAPdrive-by inspectionAVM data

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