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Certified Residential β€” 2026

Certified Residential Appraiser β€” Requirements & Exam Guide

The Certified Residential Appraiser credential unlocks appraisal of all 1-4 unit residential properties with no value limit or complexity restriction. Requires 200 hours of education, an associate degree, and 1,500 hours of experience over at least 12 months.

Certified Residential Requirements

200 hrs

Education

+ associate degree

1,500 hrs

Experience

Over 12+ months

125 Q

Exam

75% to pass

No limit

Property Scope

All residential

200-Hour Education Requirement

Complete these AQB-approved courses plus an associate degree

30h

Basic Appraisal Principles

Real property concepts, legal considerations, value influences, and economic principles.

30h

Basic Appraisal Procedures

Appraisal process overview, approaches to value, property description, and data collection.

15h

15-Hour National USPAP Course

Ethics, competency, scope of work, and reporting standards under USPAP.

15h

Residential Market Analysis & Highest/Best Use

Supply/demand analysis, market trends, comparable selection, and highest & best use.

15h

Residential Site Valuation & Cost Approach

Site valuation methods, cost approach mechanics, depreciation analysis.

30h

Residential Sales Comparison & Income Approaches

Paired sales analysis, adjustment techniques, income capitalization for residential.

15h

Residential Report Writing & Case Studies

URAR forms, narrative reports, compliance requirements, and practical case studies.

15h

Statistics, Modeling & Finance

Statistical analysis, regression modeling, financial calculations for advanced residential appraisal.

15h

Advanced Residential Applications

Complex property analysis, condemnation, conservation easements, and special-purpose residential.

20h

Appraisal Subject Matter Electives

Additional AQB-approved courses in specialized residential appraisal topics.

College Degree Requirement

Associate degree or higher from an accredited institution, OR 21 semester hours in: English composition, economics, finance, mathematics, statistics, computer science, and business or real estate law.

Compare Appraiser License Levels

See where Certified Residential fits among all credential levels

LevelEducationExperienceProperty Scope
Trainee75 hrs0 hrsAs permitted by supervisor
Licensed Residential150 hrs1,000 hrsNon-complex up to $1M
Certified Residential200 hrs1,500 hrsAll residential, no value limit
Certified General300 hrs3,000 hrsAll property types incl. commercial

Frequently Asked Questions

What can a Certified Residential Appraiser appraise?
A Certified Residential Appraiser can appraise all 1-4 unit residential properties regardless of transaction value or complexity. This includes luxury homes, complex properties, FHA/VA appraisals, and any residential assignment with no value ceiling β€” a significant advantage over the Licensed Residential level.
Do I need a college degree to become a Certified Residential Appraiser?
Yes. The Certified Residential level requires an associate degree (or higher) from an accredited college or university, or completion of 21 semester hours of college-level courses in specific subjects including English composition, economics, finance, math, statistics, computer science, and business/real estate law.
How many experience hours do I need for Certified Residential?
You need 1,500 hours of appraisal experience accumulated over at least 12 months. The experience must be obtained under the supervision of a Certified Residential or Certified General appraiser. Hours from your trainee period count toward this requirement.
What is the difference between Certified Residential and Certified General?
Certified Residential is limited to 1-4 unit residential properties (no value limit), while Certified General covers all property types including commercial, industrial, agricultural, and land. Certified General requires 300 education hours (vs. 200), a bachelor's degree (vs. associate), and 3,000 experience hours with 1,500 in non-residential (vs. 1,500 total).
Is the Certified Residential Appraiser exam harder than the Licensed exam?
Both exams use the same format β€” 125 questions, 4-hour time limit, 75% passing score. However, the Certified Residential exam tests content at a higher level of competency, with more emphasis on complex property analysis, advanced valuation techniques, and comprehensive reporting. Thorough preparation with practice questions is essential.

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