Patricia defaults on her home loan in Hattiesburg, Mississippi. The lender wishes to foreclose using the power-of-sale clause in the deed of trust. What is the MINIMUM written notice period that must be provided to Patricia before the foreclosure sale can proceed?
Correct Answer
D) 30 days written notice to the borrower
Under Miss. Code Ann. §89-1-1 et seq. and §89-7-1 et seq., Mississippi's non-judicial foreclosure process via the power-of-sale clause requires a minimum of 30 days written notice to the borrower before the foreclosure sale. This notice requirement is a specific and frequently tested element of Mississippi's non-judicial foreclosure procedure.
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