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In Georgia, a security deed is:

Correct Answer

B) A deed that transfers title to the lender as security

Georgia uses security deeds, which transfer legal title to the lender (grantee) as security for the loan. The borrower retains equitable title.

Answer Options
A
The same as a mortgage
B
A deed that transfers title to the lender as security
C
Used only for commercial property
D
Not recognized in Georgia
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Related Topics & Key Terms

Related Topics:

lien-theory-vs-title-theory-statesforeclosure-proceduresreal-estate-financing-instrumentsgeorgia-real-estate-law

Key Terms:

security deedtitle theoryGeorgia financinglegal titleO.C.G.A. § 44-14-60

Related Concepts

Real property is immovable land and anything permanently attached to it, while personal property (also called chattels) is movable.

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