Connecticut's strict foreclosure process results in the lender receiving title on the law day without a public auction. Which of the following statements about Connecticut strict foreclosure and deed types is NOT accurate?

Correct Answer

A) A sheriff's deed is the standard instrument used to convey title to a lender after Connecticut strict foreclosure

A sheriff's deed is NOT the standard instrument used after Connecticut strict foreclosure. Sheriff's deeds are used in foreclosure by sale proceedings, where a court officer conducts a public auction and conveys title to the winning bidder. In Connecticut strict foreclosure, there is no public auction and no sheriff's sale — the lender receives title directly by operation of the court decree when the law day passes without redemption. When the lender subsequently sells the property, it uses its own deed (typically a special warranty deed or bargain and sale deed), not a sheriff's deed. This is the inaccurate statement.