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A mortgage team asks an operations lead about anti-steering rules during a branch onboarding review. Which answer should guide the file?

Correct Answer

D) Use the safe-harbor option set when relying on it

Anti-steering rules restrict steering consumers to loans that increase compensation without being in the consumer interest. The best answer is "Use the safe-harbor option set when relying on it".

Answer Options
A
Treat the TILA Anti Steering Rules review as complete because the file contains a related flood insurance note.
B
Limit the discussion to the product that is easiest for the branch to close.
C
Present only the option that pays higher originator compensation.
D
Use the safe-harbor option set when relying on it

Why This Is the Correct Answer

Anti-steering rules restrict steering consumers to loans that increase compensation without being in the consumer interest. The best answer is "Use the safe-harbor option set when relying on it".

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