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An internal audit flags anti steering and Anti-Steering Rules. Which response best protects compliance?

Correct Answer

C) Document options offered to the consumer

anti-steering rules restrict steering consumers to loans that increase compensation without being in the consumer interest. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Document options offered to the consumer".

Answer Options
A
Apply the rule only after a regulator requests the file.
B
Treat the compliance requirement as optional because closing is near.
C
Document options offered to the consumer
D
Continue processing without correcting the disclosure, licensing, compensation, or consumer-protection issue.

Why This Is the Correct Answer

anti-steering rules restrict steering consumers to loans that increase compensation without being in the consumer interest. This item uses an exam-style scenario; any file details in the stem are illustrative and the governing rule controls the compliant response. The best answer is "Document options offered to the consumer".

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