New York Insurance License — Exam Prep & Requirements
Regulated by New York Department of Financial Services. PSI delivery. New York P&C requires 90 hours of pre-licensing — the highest in our launch set.
Pick your line in New York
Each line is a separate license and separate exam. We mirror the NY content outline.
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
New York Insurance License FAQ
How do I get an insurance license in New York?
Complete pre-licensing education (40 hours for L&H, 90 hours for P&C, 40 hours for Personal Lines), pass the state exam administered by NY DFS, complete a background check, and apply for licensure. PSI delivery. New York P&C requires 90 hours of pre-licensing — the highest in our launch set.
How much does the New York insurance exam cost?
The exam itself is $33 per attempt, paid at the test center. Total cost including pre-licensing courses and license application fees is typically $300–$700 depending on which lines you pursue.
Who regulates insurance licensing in New York?
New York Department of Financial Services (NY DFS) handles all producer licensing, exam approval, and continuing education in New York.
Can I take more than one insurance line at a time in New York?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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