Georgia Insurance License — Exam Prep & Requirements
Regulated by Georgia Office of Commissioner of Insurance. PSI delivery. Georgia issues a temporary 180-day license while permanent processing completes.
Pick your line in Georgia
Each line is a separate license and separate exam. We mirror the GA content outline.
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Georgia Insurance License FAQ
How do I get an insurance license in Georgia?
Complete pre-licensing education (40 hours for L&H, 40 hours for P&C, 20 hours for Personal Lines), pass the state exam administered by GA OCI, complete a background check, and apply for licensure. PSI delivery. Georgia issues a temporary 180-day license while permanent processing completes.
How much does the Georgia insurance exam cost?
The exam itself is $63 per attempt, paid at the test center. Total cost including pre-licensing courses and license application fees is typically $300–$700 depending on which lines you pursue.
Who regulates insurance licensing in Georgia?
Georgia Office of Commissioner of Insurance (GA OCI) handles all producer licensing, exam approval, and continuing education in Georgia.
Can I take more than one insurance line at a time in Georgia?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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