California Insurance License — Exam Prep & Requirements
Regulated by California Department of Insurance. PSI Services delivery. California requires fingerprinting via Live Scan before licensure.
Pick your line in California
Each line is a separate license and separate exam. We mirror the CA content outline.
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
California Insurance License FAQ
How do I get an insurance license in California?
Complete pre-licensing education (52 hours for L&H, 52 hours for P&C, 20 hours for Personal Lines), pass the state exam administered by CDI, complete a background check, and apply for licensure. PSI Services delivery. California requires fingerprinting via Live Scan before licensure.
How much does the California insurance exam cost?
The exam itself is $55 per attempt, paid at the test center. Total cost including pre-licensing courses and license application fees is typically $300–$700 depending on which lines you pursue.
Who regulates insurance licensing in California?
California Department of Insurance (CDI) handles all producer licensing, exam approval, and continuing education in California.
Can I take more than one insurance line at a time in California?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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