Proportion is the skill this question tests, and the evidence has been assembled to support a measured answer. Window and door corners are stress concentrations — the opening interrupts the diaphragm, so shrinkage, seasonal movement and ordinary settlement all express themselves as diagonal cracks starting there. That is why a single crack at such a point is common and usually cosmetic. The corroborating observations matter more than the crack itself: doors operating freely means openings remain square, and level floors means no differential settlement has occurred. Those two facts are what license the cosmetic reading. Change either — a binding door, a sloping floor, cracks at several openings on one elevation — and the same crack becomes part of a pattern worth referring. The report notes it, recommends monitoring, and says what would change the assessment.