Balloon framing runs continuous studs from the sill plate to the roof, so the wall cavities are uninterrupted vertical shafts from basement to attic. Platform framing, which replaced it, breaks that path at every floor with a plate. The consequence is twofold and the fire one is the reason firestopping requirements exist: a fire starting in a basement wall cavity has an unobstructed chimney to the attic, arriving there before it is detected on the intervening floors. The energy consequence follows the same geometry — stack effect drives continuous air movement up those cavities, so conditioned air escapes into the attic and the walls behave as though they were barely insulated regardless of what is in them. The inspector reports the framing type when observed, notes whether firestopping has been installed at the top and bottom of the cavities, and connects it to any attic ventilation or insulation findings.