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Property DescriptionHARD20% of exam

A deed restriction prohibits any commercial use on a residentially zoned property. The local zoning would allow a home office. Which restriction takes precedence?

Correct Answer

B) The deed restriction takes precedence

When deed restrictions are more restrictive than zoning, the deed restrictions take precedence. The property must comply with both zoning and deed restrictions, with the most restrictive provision controlling.

Answer Options
A
The zoning ordinance takes precedence
B
The deed restriction takes precedence
C
The property owner can choose which to follow
D
Neither applies to home offices

Why This Is the Correct Answer

Deed restrictions take precedence because they are more restrictive than the zoning ordinance in this scenario. The property must comply with both the zoning law (which allows home offices) and the deed restriction (which prohibits all commercial use). Since the deed restriction completely prohibits commercial use while zoning allows it, the deed restriction controls. The most restrictive provision always governs when there are conflicting land use regulations.

Why the Other Options Are Wrong

Option A: The zoning ordinance takes precedence

Zoning ordinances only take precedence when they are MORE restrictive than deed restrictions, not when they are less restrictive. Here, the zoning is more permissive (allowing home offices) while the deed restriction is more restrictive (prohibiting all commercial use).

Option C: The property owner can choose which to follow

Property owners cannot simply choose which restriction to follow when there are conflicts. They must comply with both sets of restrictions, with the most restrictive provision controlling. This is a matter of law, not personal choice.

Option D: Neither applies to home offices

Both restrictions do apply to home offices. The deed restriction prohibits all commercial use (including home offices), and zoning addresses home office use by allowing it. The conflict between these two creates the legal issue that must be resolved.

The MOST Rule

Remember 'MOST' - Most Restrictive Ordinance/Statute Takes precedence. Whether it's deed restrictions vs. zoning, or any other conflicting land use regulations, the MOST restrictive rule always wins.

How to use: When you see any question about conflicting land use restrictions, immediately identify which restriction is MORE limiting and apply the MOST rule - that's your answer.

Exam Tip

Look for key phrases like 'more restrictive,' 'prohibits,' or 'allows' to quickly identify which restriction is more limiting. The more restrictive provision always controls.

Common Mistakes to Avoid

  • -Assuming zoning always takes precedence because it's a government regulation
  • -Thinking property owners can choose which restriction to follow
  • -Forgetting to check for deed restrictions when zoning allows certain uses

Concept Deep Dive

Analysis

This question tests understanding of the hierarchy between private deed restrictions and public zoning ordinances when they conflict. The fundamental principle is that property owners must comply with both sets of restrictions, and when they differ, the more restrictive provision controls. Deed restrictions are private contractual agreements that run with the land, while zoning ordinances are public regulations established by local government. Even though zoning allows certain uses, private deed restrictions can be more limiting and will override the more permissive zoning regulations.

Background Knowledge

Deed restrictions are private contractual limitations on property use that are recorded with the property deed and run with the land to future owners. Zoning ordinances are public regulations enacted by local government to control land use within specific geographic areas. When both apply to the same property, the property owner must comply with whichever restriction is more limiting.

Real-World Application

In appraisal practice, this affects highest and best use analysis. An appraiser must research both zoning and deed restrictions to determine legally permissible uses. A property zoned for mixed-use but with deed restrictions limiting it to residential use would be valued based on residential use only, significantly impacting the property's value.

deed restrictionszoning ordinancemost restrictiveprecedenceland use controls
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