Wisconsin deficiency judgments are:

A is incorrect because Wisconsin does not prohibit deficiency judgments entirely. Unlike some non-judicial foreclosure states, Wisconsin law permits lenders to pursue the difference between the foreclosure sale price and the outstanding debt, subject to limitations.

C is incorrect because deficiency judgments in Wisconsin are not automatic. Lenders must follow specific procedures, including providing proper notice and demonstrating that they made reasonable efforts to obtain a fair market value for the property at foreclosure.

D is incorrect because Wisconsin's deficiency judgment laws apply to both residential and commercial properties. The limitations and requirements apply regardless of property type, though the specific amounts may vary based on property classification.