Missouri foreclosure notice requirements include:
Question & Answer
Review the question and all answer choices
No notice required
Stating that no notice is required would be legally incorrect and would violate the due process protections embedded in Missouri foreclosure statutes; every non-judicial foreclosure in Missouri requires published notice.
20 days notice before sale
90 days notice
A 90-day notice requirement is not found in Missouri foreclosure law; this figure may be confused with federal mortgage servicing rules under the CFPB that require a 120-day delinquency period before initiating foreclosure, which is a separate concept.
6 months notice
A 6-month notice requirement does not exist in Missouri foreclosure law; this figure may be confused with statutory redemption periods in judicial foreclosure states, which is an entirely different legal mechanism than pre-sale notice.
Why is this correct?
Missouri law under RSMo §443.325 mandates that notice of a foreclosure sale must be published in a local newspaper for at least 20 days prior to the sale date, and a copy of that notice must also be sent to the borrower. This 20-day window is specifically tied to non-judicial (trustee's sale) foreclosures, which are the predominant foreclosure method in Missouri. The correct answer, B, accurately reflects this statutory minimum notice period.
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