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The Georgia Housing and Finance Authority (GHFA) provides:

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Question & Answer

Review the question and all answer choices

A

Real estate licenses

The Georgia Real Estate Commission (GREC) is responsible for issuing real estate licenses in Georgia, not the GHFA. This option incorrectly attributes licensing authority to the wrong agency. The GHFA focuses on housing finance programs rather than regulatory oversight of real estate professionals.

B

Affordable mortgage programs and down payment assistance

Correct Answer
C

Title insurance

Title insurance is provided by private insurance companies, not government housing authorities. This option confuses regulatory/financial services with insurance services.

D

Property inspections

Property inspections are conducted by licensed inspectors or engineers, not housing authorities that focus on financing solutions.

Why is this correct?

B is correct because GHFA is specifically established to provide housing financing solutions, not regulatory or inspection services. Their primary mission is to expand housing opportunities through mortgage programs and down payment assistance for qualified Georgia residents.

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