Pennsylvania allows deficiency judgments after foreclosure:

Pennsylvania does permit deficiency judgments, so 'Never' is factually incorrect. The state is not an anti-deficiency state like California (for purchase money mortgages) or Arizona, and lenders retain the right to pursue borrowers for remaining balances after foreclosure.

Pennsylvania's Deficiency Judgment Act applies to both residential and commercial properties — there is no statutory limitation restricting deficiency judgments to commercial properties only. Residential mortgage borrowers are equally subject to deficiency judgment actions.

While it is true that the lender must petition within 6 months, this answer is incomplete and therefore incorrect because it omits the critical fair market value determination requirement. The six-month timeline is only one component of the process — without the fair value hearing requirement, this answer misrepresents how Pennsylvania's deficiency judgment process actually works.