Pennsylvania allows deficiency judgments after foreclosure:

Pennsylvania does allow deficiency judgments, so 'Never' is incorrect. Many students confuse Pennsylvania with anti-deficiency states like California or Arizona, but Pennsylvania law specifically permits these judgments with proper court procedures.

Deficiency judgments apply to both residential and commercial properties in Pennsylvania, not just commercial ones. This misconception might arise from commercial loans having different terms, but the deficiency judgment process is similar across property types.

Pennsylvania does not have a 6-month petition requirement for deficiency judgments. While time limits may exist in some states, Pennsylvania's process focuses on court approval and fair value determination rather than a specific timeframe.