Ohio foreclosure is primarily:

A is incorrect because Ohio does not primarily use non-judicial foreclosure. Non-judicial foreclosure occurs without court involvement, typically through a power-of-sale clause in the mortgage, which is not Ohio's standard procedure.

C is incorrect because while Ohio mortgages may contain power-of-sale clauses, the state requires judicial foreclosure. Power-of-sale foreclosure is a non-judicial process that bypasses court proceedings, which is not Ohio's primary method.

D is incorrect because strict foreclosure, where the lender automatically gains title without a sale if the borrower defaults, is not used in Ohio. Ohio requires a court-supervised sale process to transfer property ownership.