Ohio allows deficiency judgments after foreclosure:

Option A is incorrect because Ohio law does allow deficiency judgments under specific circumstances. The state permits lenders to pursue borrowers for the remaining balance after a foreclosure sale if the property doesn't sell for enough to cover the debt. This protection exists for lenders, not a complete prohibition, making 'Never' factually inaccurate in Ohio's legal framework.

Deficiency judgments are not automatic in Ohio. Lenders must follow proper procedures and file within the statutory timeframe, protecting borrowers from immediate collection actions after foreclosure.

Ohio's deficiency judgment laws apply to both residential and commercial properties, not exclusively to commercial ones. The timeframe and conditions apply regardless of property type.