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In Texas, the right of redemption after foreclosure sale is:

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Question & Answer

Review the question and all answer choices

A

6 months

A 6-month redemption period is incorrect as it doesn't apply to Texas foreclosure law. This timeframe might be confused with redemption periods in other states or with the pre-foreclosure notice periods required in Texas.

B

1 year

A 1-year redemption period is incorrect and may reflect redemption rights in judicial foreclosure states. Texas does not provide a year-long statutory right of redemption after foreclosure sales.

C

Generally none for non-judicial foreclosure

Correct Answer
D

90 days

A 90-day redemption period is incorrect for Texas. While Texas does have specific notice periods before foreclosure (like the 21-day notice requirement), there's no statutory redemption period after a non-judicial foreclosure sale.

Why is this correct?

Texas generally has no statutory right of redemption after a non-judicial foreclosure sale, which is the most common type of foreclosure in the state. This distinguishes Texas from many other states that provide some redemption period, making option C the correct answer.

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