In Texas, a deficiency judgment after foreclosure is:

Incorrect. Texas does not prohibit deficiency judgments entirely. Many students mistakenly believe Texas is a non-deficiency state, but it does allow them under specific circumstances, which is why option A is wrong.

Incorrect. Deficiency judgments are not available for all foreclosures in Texas. They are subject to specific limitations based on the type of foreclosure and the difference between debt and fair market value.

Incorrect. Texas allows deficiency judgments in both judicial and non-judicial foreclosures, not limited to judicial foreclosures only. This misconception arises from states where only judicial foreclosures permit deficiency judgments.