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In New Jersey, a mortgage is recorded with the:

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Question & Answer

Review the question and all answer choices

A

Secretary of State

The Secretary of State handles state-level business filings, corporate registrations, and notary commissions, but not real estate document recordings. This option confuses state-level business filing with local property recording systems.

B

County Clerk or Register of Deeds

Correct Answer
C

State Real Estate Commission

The State Real Estate Commission oversees licensing, regulations, and disciplinary actions for real estate professionals, but does not handle property document recordings. This confuses regulatory oversight with administrative recording functions.

D

Township office

Township offices handle local matters like zoning permits and property taxes, but not the recording of property documents that establish ownership interests or claims against properties.

Why is this correct?

In New Jersey, mortgages are recorded with the County Clerk or Register of Deeds in the county where the property is located. This follows the general American system of local recording that provides public notice of property interests and establishes priority among competing claims.

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