In Massachusetts, deficiency judgments after foreclosure:

Deficiency judgments are not 'never allowed' in Massachusetts. While some states prohibit them entirely, Massachusetts allows lenders to pursue borrowers for the remaining debt balance after foreclosure through proper legal channels.

Deficiency judgments are not automatic in Massachusetts. They require a separate court action where the lender must demonstrate the amount of the deficiency and that proper foreclosure procedures were followed.

Deficiency judgments are not prohibited by law in Massachusetts. Unlike some states that have banned deficiency judgments, Massachusetts law allows them under specific circumstances through court action.