In Arizona, anti-deficiency protection applies to:

Anti-deficiency protection does not apply to all mortgages in Arizona. It specifically limits protection to purchase money loans on owner-occupied properties of 2.5 acres or less. Other types of loans, such as refinances or equity lines, are not covered by this protection.

FHA loans are not the only loans covered by anti-deficiency protection in Arizona. While some FHA loans may qualify if they meet the criteria (purchase money, owner-occupied, 2.5 acres or less), the protection applies more broadly to qualifying conventional loans as well.

VA loans are not exclusively covered by anti-deficiency protection in Arizona. Like FHA loans, some VA loans may qualify if they meet the specific criteria, but the protection is not limited to VA loans and applies to qualifying purchase money mortgages regardless of loan type.