Georgia uses which security instrument for real estate loans?

A deed of trust is incorrect because Georgia does not use this instrument. Deeds of trust involve three parties (borrower, lender, and trustee) and are used in many states but not Georgia.

B mortgage is incorrect because while similar to a security deed, Georgia specifically uses security deeds, not traditional mortgages, as its security instrument.

D land contract is incorrect because this is a financing agreement where the seller retains legal title until the buyer pays in full, not a security instrument used by lenders.