Georgia foreclosure is primarily:

Judicial foreclosure does exist in Georgia but is not the primary method. It requires court supervision and is typically used when the power of sale clause is missing or challenged, making it less common and time-consuming.

Strict foreclosure, where the lender automatically takes title without a sale, is not permitted in Georgia. This method was historically used in some states but has been largely replaced by foreclosure sale laws nationwide.

While Georgia does allow both methods, they are not used equally. Non-judicial foreclosure is significantly more common due to its efficiency, making up the vast majority of foreclosure proceedings in the state.