Foreclosure in Washington is typically:
Question & Answer
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Judicial only
Washington does not require judicial foreclosure as the primary method. While judicial foreclosure is possible in some rare circumstances, it's not the typical or preferred method in the state.
Non-judicial through the trustee
Strict foreclosure
Strict foreclosure, where the lender takes title without a sale, is not available in Washington. Most states, including WA, prohibit strict foreclosure.
Administrative foreclosure
Administrative foreclosure is not a recognized method in Washington or most states. Foreclosure processes are either judicial or non-judicial, not administrative.
Why is this correct?
Washington allows non-judicial foreclosure through the trustee as provided in the deed of trust. This process bypasses the court system, making it faster and more efficient than judicial foreclosure.
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