Foreclosure in Virginia is typically:

Virginia does not require judicial foreclosure for properties secured by deeds of trust. While judicial foreclosure exists in some states, Virginia primarily uses the non-judicial method through trustees.

Strict foreclosure, where the lender takes title without a sale, is not permitted in Virginia. Virginia requires a foreclosure sale to satisfy the debt.

While bankruptcy can delay foreclosure, foreclosure in Virginia occurs through state law procedures, not specifically through bankruptcy court.