Foreclosure in Florida is primarily:

Non-judicial foreclosure through power of sale is common in many states but not in Florida. Florida's constitution mandates court involvement in foreclosure proceedings, making this option incorrect for the Florida-specific question.

FREC (Florida Real Estate Commission) is a licensing and regulatory body, not involved in the foreclosure process. Foreclosure is a legal proceeding handled by courts, not administrative agencies.

Foreclosure is permitted by law in Florida, though it follows a specific judicial process. This option contradicts the fundamental concept of mortgage enforcement that exists in all states.