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Foreclosure in Connecticut is:

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Question & Answer

Review the question and all answer choices

A

Non-judicial

B

Judicial, through strict foreclosure or sale

Correct Answer
C

Administrative

Administrative foreclosure is not a recognized method in Connecticut. Foreclosure processes are either judicial or non-judicial, not administrative, which typically refers to government agency actions unrelated to property foreclosure.

D

By power of sale

Power of sale foreclosure is a non-judicial process where the lender can sell the property without court approval. Connecticut does not permit this method, requiring instead the judicial process outlined in option B.

Why is this correct?

Connecticut law mandates judicial foreclosure, requiring court oversight. This process can result in either strict foreclosure (where the lender takes title without a sale) or foreclosure by sale (a public auction), making option B the accurate description of Connecticut's foreclosure process.

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