What is the BRRRR strategy?

BRRRR stands for Buy, Rehab, Rent, Refinance, Repeat. It's an investment strategy to build a rental portfolio by recycling capital through refinancing.

How does BRRRR recycling work?

Buy below market, add value through rehab, rent to tenants, refinance based on new higher value, then use pulled-out equity to repeat the process.

What makes a good BRRRR deal?

Good deals have significant upside through rehab, purchase price below 70-75% of ARV, strong rental demand, and ability to refinance most or all of initial investment.

What are the risks of BRRRR?

Risks include rehab cost overruns, ARV miscalculation, refinance appraisal coming in low, and being unable to find quality tenants.

Free Calculator

BRRRR Calculator

Analyze your Buy-Rehab-Rent-Refinance-Repeat investment strategy. Calculate cash recycling, equity capture, and returns to scale your rental portfolio efficiently.

BBuy - Purchase Details

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Closing Costs (%)

Down Payment (%)

Interest Rate (%)

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BRRRR Analysis

Cash Recycled

$0 of $0

Investment Summary

Down Payment$0

Closing (Buy)$0

Rehab + Holding$0

Total Cash In$0

After Refinance

New Loan Amount$0

Cash Out+$0

Cash Left in Deal$0

Returns

Monthly Cash Flow$0

Annual Cash Flow$0

Cash-on-Cash Return∞

Cap Rate0.00%

Equity Captured$0

BRRRR Strategy

The goal is to recycle 100% of your cash to repeat the process infinitely. Aim for properties where ARV × LTV > Total Cash Invested.

How the BRRRR Strategy Works

1. Buy & Rehab

Purchase a distressed property below market value, then renovate it to increase value and make it rent-ready.

2. Rent

Find quality tenants and establish stable rental income to qualify for refinancing.

3. Refinance & Repeat

Cash-out refinance at the new ARV to recover your investment, then use those funds for your next property.

Frequently Asked Questions

Scale Your Rental Portfolio with the BRRRR Method

The BRRRR strategy has helped countless investors build substantial rental portfolios using the same initial capital over and over. Unlike traditional buy-and-hold investing where capital gets locked in each property, BRRRR allows you to recycle your investment and accelerate portfolio growth. Our free BRRRR calculator helps you analyze potential deals, calculate cash recycling, and project returns before committing to a property.

The Math Behind Successful BRRRR Deals

A successful BRRRR deal starts with buying right. The 70% rule suggests paying no more than 70% of ARV minus repair costs. But the numbers must work throughout: during the rehab phase (holding costs), after refinancing (monthly cash flow), and in terms of cash left in the deal (return on equity). This calculator runs all the numbers so you can evaluate deals quickly and make confident investment decisions.

Building a Sustainable Investment Machine

The true power of BRRRR emerges over time. Each completed deal frees capital for the next, creating a compounding effect on your portfolio growth. Many investors who master this strategy acquire 5-10+ properties in their first few years. But success requires discipline: stick to your numbers, maintain cash reserves, and never force a deal that doesn't pencil out.