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The NAR settlement affects which of the following?

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Audio Lesson

Duration: 2:59

Question & Answer

Review the question and all answer choices

A

Only NAR members

CORRECT_ANSWER

B

Only large brokerages

The settlement isn't limited to large brokerages. It applies to all brokerages of any size that access MLS systems, which is virtually all brokerages in the industry. The focus is on MLS practices, not brokerage size.

C

All real estate agents and brokers accessing MLS systems

Correct Answer
D

Only buyer's agents, not listing agents

The settlement affects both buyer's agents and listing agents because it targets MLS policies that influence compensation structures for all parties. The changes apply to the MLS platform itself, which serves both sides of transactions.

Why is this correct?

The NAR settlement applies to all real estate agents and brokers accessing MLS systems because the settlement specifically targets MLS policies and practices. Since MLS systems are industry-wide platforms used by virtually all real estate professionals, the changes affect anyone who uses these systems, regardless of their membership status or brokerage size.

Deep Analysis

AI-powered in-depth explanation of this concept

This question addresses the scope of the NAR settlement, a landmark agreement that significantly changed how real estate professionals operate regarding compensation disclosure. The concept matters because it affects daily practices, commission structures, and consumer disclosures across the industry. The core concept is understanding that the settlement applies to MLS systems, which are central to real estate transactions nationwide. To arrive at the correct answer, one must recognize that MLS systems serve as the primary data repository for property information and are accessed by virtually all real estate professionals, regardless of their NAR membership status or brokerage size. The question challenges students by testing their understanding of the settlement's reach beyond just NAR members. This connects to broader knowledge about industry organizations, MLS operations, and regulatory changes affecting real estate practices.

Knowledge Background

Essential context and foundational knowledge

The NAR settlement refers to a 2023 agreement addressing allegations that the National Association of Realtors and multiple brokerages conspired to keep commissions artificially high. The settlement requires changes to MLS systems regarding buyer broker compensation disclosure. Before this settlement, buyer broker compensation was often automatically offered in MLS listings, but now requires more explicit negotiation and disclosure. This change affects how real estate professionals structure compensation and disclose fees to clients, impacting both buyer and seller representatives across the industry.

Memory Technique
acronym

MLS ALL - which stands for 'MLS Applies to Licensees Regardless of Level or Location'

Remember that MLS changes apply to all real estate licensees, not just members or large brokerages

Exam Tip

When questions mention settlements affecting industry practices, focus on the systems and platforms involved rather than just the organizations. MLS changes typically affect all users of those systems.

Real World Application

How this concept applies in actual real estate practice

Imagine a new real estate agent who joins a small independent brokerage and isn't an NAR member. They list a property and input it into the MLS system. Under the new settlement rules, they must now clearly indicate whether buyer broker compensation is offered and the terms, rather than it being automatically included. This agent, despite not being an NAR member, is still bound by the settlement because they're using the MLS platform. Similarly, a buyer's agent at any brokerage must now have more explicit discussions about compensation with their clients before showing properties listed in the MLS.

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