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An MLO candidate takes a 20-hour course that includes 2 hours on state-specific laws for Nevada, but later decides to apply for a license in California instead. What must the candidate do regarding pre-licensure education?

Correct Answer

B) Complete an additional 2-hour course on California state laws

The SAFE Act requires 3 hours of state-specific education. Since the candidate has 18 hours of federal content plus 2 hours of Nevada state law, they only need to complete the required California state-specific portion to meet the full requirement.

Answer Options
A
Retake the entire 20-hour course with California-specific content
B
Complete an additional 2-hour course on California state laws
C
Take a new 3-hour course on California laws and 1 hour of additional federal content
D
Submit the Nevada course completion since federal requirements are the same

Why This Is the Correct Answer

The SAFE Act requires 3 hours of state-specific education. Since the candidate has 18 hours of federal content plus 2 hours of Nevada state law, they only need to complete the required California state-specific portion to meet the full requirement.

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