Under New York's anti-predatory lending law, before closing a high-cost home loan, the lender must ensure the borrower has received counseling. This counseling must occur:

What is the minimum net worth requirement for a mortgage lender licensee in Pennsylvania?

A Georgia MLO company fails to pay its annual license renewal fee by the December 31st deadline. The company's license status would be:

A loan originator completes 15 hours of pre-licensure education from an approved provider, then realizes 3 hours were duplicated from a previous course taken 6 months ago. How many additional hours must be completed to meet the requirement?

A mortgage loan originator in New Jersey must provide which specific state-required disclosure to borrowers in addition to federal requirements?

Under Texas law, which of the following is TRUE regarding deficiency judgments after a residential mortgage foreclosure?

An MLO licensed in California fails to complete their required continuing education by December 31. What is the consequence?

An MLO transitions from a federal savings bank to a state-licensed mortgage broker on January 15th and submits a complete state license application on February 10th. If no decision is made by the state, when does temporary authority expire?

A mortgage banker operating in New Jersey originates $75 million in residential mortgage loans annually. What is the minimum net worth requirement this entity must maintain?

Under Florida and federal law, a borrower has the right to rescind (cancel) a refinance transaction on their primary residence within:

Florida requires certain professionals to report suspected mortgage fraud. Which of the following is required to report suspected fraud to the appropriate authorities?