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Under Texas law, which of the following statements about manufactured housing titles is TRUE?

Correct Answer

A) A manufactured home may be titled as personal property (chattel) or converted to real property when permanently affixed to land owned by the homeowner

In Texas, manufactured homes can be titled as personal property (chattel) when not permanently affixed to owned land, or they can be converted to real property through a process of permanent installation and title elimination when affixed to land owned by the homeowner.

Answer Options
A
A manufactured home may be titled as personal property (chattel) or converted to real property when permanently affixed to land owned by the homeowner
B
Manufactured homes are always titled as real property regardless of their installation
C
Manufactured homes cannot be financed through mortgage loans in Texas
D
Manufactured home titles are issued by the SML

Why This Is the Correct Answer

In Texas, manufactured homes can be titled as personal property (chattel) when not permanently affixed to owned land, or they can be converted to real property through a process of permanent installation and title elimination when affixed to land owned by the homeowner.

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