Texas Insurance License — Exam Prep & Requirements
Regulated by Texas Department of Insurance. Texas does not require pre-licensing education — you take the exam first, then fingerprints, then apply. Pearson VUE delivers the exams, and the application must reach TDI within one year of passing.
Verified 2026-09-23 against TDI — General lines, property and casualty: how to apply and Pearson VUE — Texas Insurance Licensing Candidate Handbook (#124400).
Pick your line in Texas
Each line is a separate license and separate exam. We mirror the TX content outline.
Not sure which one you need? Read the national overview for Life & Health (L&H), Property & Casualty (P&C) or Personal Lines (PL).
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Texas Insurance License FAQ
How do I get an insurance license in Texas?
Pass the state exam, complete a background check, and apply for licensure with Texas Department of Insurance — Texas has no pre-licensing education requirement. Texas does not require pre-licensing education — you take the exam first, then fingerprints, then apply. Pearson VUE delivers the exams, and the application must reach TDI within one year of passing.
How much does the Texas insurance exam cost?
Exam fees are set by Texas Department of Insurance and its testing vendor, and change from time to time — check their current schedule before you book.
Who regulates insurance licensing in Texas?
Texas Department of Insurance (TDI) handles all producer licensing, exam approval, and continuing education in Texas.
Can I take more than one insurance line at a time in Texas?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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