Texas Insurance License — Exam Prep & Requirements
Regulated by Texas Department of Insurance. Pearson VUE delivery. Texas allows pre-licensing waivers for certain professional designations.
Pick your line in Texas
Each line is a separate license and separate exam. We mirror the TX content outline.
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Texas Insurance License FAQ
How do I get an insurance license in Texas?
Complete pre-licensing education (40 hours for L&H, 40 hours for P&C, 30 hours for Personal Lines), pass the state exam administered by TDI, complete a background check, and apply for licensure. Pearson VUE delivery. Texas allows pre-licensing waivers for certain professional designations.
How much does the Texas insurance exam cost?
The exam itself is $54 per attempt, paid at the test center. Total cost including pre-licensing courses and license application fees is typically $300–$700 depending on which lines you pursue.
Who regulates insurance licensing in Texas?
Texas Department of Insurance (TDI) handles all producer licensing, exam approval, and continuing education in Texas.
Can I take more than one insurance line at a time in Texas?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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