Ohio Insurance License — Exam Prep & Requirements
Regulated by Ohio Department of Insurance. Ohio licenses each major line on its own — Life, Accident & Health, Property, Casualty, Personal Lines — at 20 hours of prelicensing each, so a combined life and health path is two courses. The combined papers exist even so: Series 11-35 covers Life, Accident & Health and 11-36 covers Property and Casualty. Course certificates expire after 180 days, and they have to be paper. PSI delivers.
Verified 2026-09-23 against PSI / ODI — Ohio Insurance Candidate Handbook (20 hours per line, $49, 70% to pass) and Ohio Department of Insurance — Agent education.
Pick your line in Ohio
Each line is a separate license and separate exam. We mirror the OH content outline.
Not sure which one you need? Read the national overview for Life & Health (L&H), Property & Casualty (P&C) or Personal Lines (PL).
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Ohio Insurance License FAQ
How do I get an insurance license in Ohio?
Complete pre-licensing education (40 hours for L&H, 40 hours for P&C, 20 hours for Personal Lines), pass the state exam, complete a background check, and apply for licensure with Ohio Department of Insurance. Ohio licenses each major line on its own — Life, Accident & Health, Property, Casualty, Personal Lines — at 20 hours of prelicensing each, so a combined life and health path is two courses. The combined papers exist even so: Series 11-35 covers Life, Accident & Health and 11-36 covers Property and Casualty. Course certificates expire after 180 days, and they have to be paper. PSI delivers.
How much does the Ohio insurance exam cost?
The exam is $49 per attempt. Per exam, non-refundable, and valid for one year from the date you pay. The license application is a further $10 per line. Pre-licensing courses and the license application are billed separately.
Who regulates insurance licensing in Ohio?
Ohio Department of Insurance (ODI) handles all producer licensing, exam approval, and continuing education in Ohio.
Can I take more than one insurance line at a time in Ohio?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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