Illinois Insurance License — Exam Prep & Requirements
Regulated by Illinois Department of Insurance. PSI delivery. Illinois has the lowest pre-licensing hour requirement among launch states.
Pick your line in Illinois
Each line is a separate license and separate exam. We mirror the IL content outline.
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Illinois Insurance License FAQ
How do I get an insurance license in Illinois?
Complete pre-licensing education (20 hours for L&H, 20 hours for P&C, 15 hours for Personal Lines), pass the state exam administered by IDOI, complete a background check, and apply for licensure. PSI delivery. Illinois has the lowest pre-licensing hour requirement among launch states.
How much does the Illinois insurance exam cost?
The exam itself is $45 per attempt, paid at the test center. Total cost including pre-licensing courses and license application fees is typically $300–$700 depending on which lines you pursue.
Who regulates insurance licensing in Illinois?
Illinois Department of Insurance (IDOI) handles all producer licensing, exam approval, and continuing education in Illinois.
Can I take more than one insurance line at a time in Illinois?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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