Illinois Insurance License — Exam Prep & Requirements
Regulated by Illinois Department of Insurance. Illinois splits every line into two separate exams — a General paper and a State paper, booked and sat separately. It also issues Life, Accident & Health, Property and Casualty as four separate licenses rather than combined L&H and P&C. Pearson delivers them.
Verified 2026-09-23 against IDOI — How to become a resident producer (20 hours per line, 7.5 in classroom) and Pearson VUE — Illinois Insurance Candidate Handbook (#121400).
Pick your line in Illinois
Each line is a separate license and separate exam. We mirror the IL content outline.
Not sure which one you need? Read the national overview for Life & Health (L&H), Property & Casualty (P&C) or Personal Lines (PL).
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Illinois Insurance License FAQ
How do I get an insurance license in Illinois?
Complete pre-licensing education (20 hours for L&H, 20 hours for P&C, 20 hours for Personal Lines), pass the state exam, complete a background check, and apply for licensure with Illinois Department of Insurance. Illinois splits every line into two separate exams — a General paper and a State paper, booked and sat separately. It also issues Life, Accident & Health, Property and Casualty as four separate licenses rather than combined L&H and P&C. Pearson delivers them.
How much does the Illinois insurance exam cost?
The exam is $92 per attempt. Per exam, and it already includes the $50 Illinois administrative fee. Book the General and State papers for the same line on one order and the pair costs $92 total; book them separately and you pay $92 twice. Pre-licensing courses and the license application are billed separately.
Who regulates insurance licensing in Illinois?
Illinois Department of Insurance (IDOI) handles all producer licensing, exam approval, and continuing education in Illinois.
Can I take more than one insurance line at a time in Illinois?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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