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Free OH L&H Practice Test

20 questions sampled from our Life & Health bank for Ohio. AI explanations shown after each answer.

Question 1 of 200 correct so far
National-LH-III Application, Underwriting, Deliverymedium

A policyowner whose permanent life policy was issued five years ago at the Preferred non-tobacco class applies for a reduction in cost-of-insurance through the insurer's re-underwriting (reconsideration) program. Updated labs show a borderline HbA1c and a slightly elevated blood pressure on new medication. Under industry practice, what is the MOST likely outcome the insurer offers?