Florida Insurance License — Exam Prep & Requirements
Regulated by Florida Department of Financial Services. Pearson VUE administers all FL insurance exams. State law portion is weighted ~10% of the test.
Pick your line in Florida
Each line is a separate license and separate exam. We mirror the FL content outline.
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Florida Insurance License FAQ
How do I get an insurance license in Florida?
Complete pre-licensing education (60 hours for L&H, 60 hours for P&C, 40 hours for Personal Lines), pass the state exam administered by FL DFS, complete a background check, and apply for licensure. Pearson VUE administers all FL insurance exams. State law portion is weighted ~10% of the test.
How much does the Florida insurance exam cost?
The exam itself is $44–$50 per attempt, paid at the test center. Total cost including pre-licensing courses and license application fees is typically $300–$700 depending on which lines you pursue.
Who regulates insurance licensing in Florida?
Florida Department of Financial Services (FL DFS) handles all producer licensing, exam approval, and continuing education in Florida.
Can I take more than one insurance line at a time in Florida?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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