Arizona Insurance License — Exam Prep & Requirements
Regulated by Arizona Department of Insurance and Financial Institutions. Arizona requires no prelicensing education — you can book the exam as soon as you are ready. Product training still applies once you are licensed: 8 hours before selling long-term care and 4 before selling annuities. PSI delivers, not Pearson VUE.
Verified 2026-09-23 against PSI — Arizona Insurance Candidate Information Bulletin (no prelicensing course, 70% to pass) and Arizona DIFI — Licensing, insurance professionals.
Pick your line in Arizona
Each line is a separate license and separate exam. We mirror the AZ content outline.
Not sure which one you need? Read the national overview for Life & Health (L&H), Property & Casualty (P&C) or Personal Lines (PL).
Life & Health
L&HSell life, accident & health insurance products. Covers policy provisions, riders, annuities, medical expense and disability coverage, plus state-specific regulations.
Property & Casualty
P&CSell property, casualty, auto and commercial lines insurance. Covers homeowners, commercial property, liability coverage, business owner policies, and underwriting fundamentals.
Personal Lines
PLSell personal auto, homeowners, dwelling, and inland marine policies to individuals. A focused subset of P&C with shorter pre-licensing requirements in most states.
Arizona Insurance License FAQ
How do I get an insurance license in Arizona?
Pass the state exam, complete a background check, and apply for licensure with Arizona Department of Insurance and Financial Institutions — Arizona has no pre-licensing education requirement. Arizona requires no prelicensing education — you can book the exam as soon as you are ready. Product training still applies once you are licensed: 8 hours before selling long-term care and 4 before selling annuities. PSI delivers, not Pearson VUE.
How much does the Arizona insurance exam cost?
The exam is $59 per attempt. The combined papers — Life, Accident and Health or Sickness (13-33) and Property and Casualty (13-34) — are $59 each. Personal Lines (13-44) is $50, and the single-line papers run $42 to $50. Pre-licensing courses and the license application are billed separately.
Who regulates insurance licensing in Arizona?
Arizona Department of Insurance and Financial Institutions (AZ DIFI) handles all producer licensing, exam approval, and continuing education in Arizona.
Can I take more than one insurance line at a time in Arizona?
Yes — most candidates take L&H and P&C separately, but you can schedule both on the same day if you’re ready. Personal Lines is a faster subset of P&C if you only plan to sell to individuals.
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