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Inspection Contingency

Definition

An inspection contingency gives the buyer the right to have the property professionally inspected within a specified time frame and to negotiate repairs or cancel the contract based on the findings.

Example

A buyer has a 10-day inspection contingency. The inspector discovers significant termite damage and an aging roof that needs replacement. The buyer submits a repair request asking the seller to treat the termites and credit $8,000 for the roof. The seller agrees to treat the termites but offers only a $5,000 credit.

Exam Tip

Know that the inspection contingency protects the buyer, not the seller. Exam questions may test whether a buyer can cancel for any reason during the inspection period — in many contracts, the answer is yes. Also remember that inspectors are not appraisers; they evaluate condition, not value.

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