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Valuation

Reconciliation in Appraisal

Reconciliation is the final step in the appraisal process where the appraiser analyzes the value indications from all applicable approaches and arrives at a single final opinion of value. It is not a simple average of the three values.

Understanding Reconciliation in Appraisal

The appraiser considers the strengths and weaknesses of each approach and assigns the most weight to the most appropriate approach for that property type. For residential properties, the sales comparison approach typically receives the greatest weight. For income-producing properties, the income approach usually receives the most weight. For new or special-purpose properties, the cost approach may be most reliable.

Real-World Example

An appraiser valuing a single-family home obtains values of $320,000 from the sales comparison approach and $335,000 from the cost approach. The appraiser gives the most weight to sales comparison and concludes a final value of $322,000.

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Exam Tips

Reconciliation is never a simple mathematical average. The appraiser uses judgment to weight the approaches. Know which approach typically gets the most weight: sales comparison for residential, income for investment properties, and cost for new or special-purpose buildings.

Related Terms

Comparable Sales ApproachCost ApproachIncome Approach

Related Concepts

A transfer tax is a tax imposed on the transfer of ownership of real estate.

Various programs and exemptions exist to reduce the property tax burden for specific groups, such as seniors, homesteaders, or veterans.

Depreciation is an accounting method of allocating the cost of an asset over its useful life, allowing investors to deduct a portion of the asset's cost each year.

Many states have laws to limit how much property taxes can increase each year, regardless of market value fluctuations.

Homestead portability allows homeowners to transfer a portion of their accumulated homestead tax savings to a new homestead in the same state.

Frequently Asked Questions

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