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Buyer Representation

Buyer Loyalty Obligation

The duty of a buyer's agent to act solely in the buyer's best interest, avoiding any conflicts of interest and putting the buyer's needs above the agent's own financial interests.

Understanding Buyer Loyalty Obligation

Loyalty is one of the core fiduciary duties owed to the buyer. It means the agent cannot promote their own interests or a third party's interests over the buyer's. This includes not steering buyers toward properties that offer higher commissions.

Real-World Example

An agent knows one listing offers a higher commission than another. The loyalty obligation prevents the agent from recommending the higher-commission property solely for financial gain — the agent must recommend what best fits the buyer's needs.

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Exam Tips

Loyalty questions often involve commission conflicts. If an agent recommends a property because of higher pay, that violates loyalty. The correct answer always prioritizes the CLIENT's interests over the agent's compensation.

Related Terms

Fiduciary DutyOLD CARConflict of InterestSteering

Related Concepts

The fiduciary obligations a buyer's agent owes to their client, including loyalty, obedience, disclosure, confidentiality, accounting, and reasonable care.

A form that explains to the buyer the types of agency relationships available and the duties associated with each, required to be provided before substantive discussions begin.

The practice of a listing broker sharing commission with a buyer's broker, historically offered through the MLS but now prohibited from MLS display under the 2024 NAR settlement.

An initial meeting between a buyer and agent to discuss the buyer's needs, explain agency relationships, review representation agreements, and establish expectations for the home-buying process.

The legal ending of a buyer representation agreement, which can occur through expiration, mutual consent, breach, or specific termination provisions outlined in the contract.

Frequently Asked Questions

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